Use Them or Lose Them: Maximize Your Dental Insurance Benefits
As the end of the year approaches, it’s essential to make sure you’re maximizing your dental insurance benefits before they expire. Many people don’t realize that their dental insurance benefits typically don’t roll over into the next year, meaning that any unused coverage is essentially wasted money.
At Pacifica Dental, we want to help you make the most of your insurance benefits and ensure that your oral health doesn’t suffer due to financial concerns. In this blog post, we’ll discuss some tips and strategies for getting the most out of your dental insurance before it’s too late.
- Schedule a Check-Up and Cleaning: One of the best ways to maximize your dental insurance benefits is by scheduling a routine check-up and cleanings with your dentist. These preventive appointments are typically fully covered by insurance, meaning you won’t have to pay anything out of pocket.
Not only will this help keep your teeth and gums healthy, but it also ensures that any potential issues are caught early on before they become more costly to treat.
- Take Care of Outstanding Treatment: If you’ve been putting off any necessary dental work, now is the time to take care of it. By using up your remaining insurance benefits before they expire, you can save yourself money in the long run by preventing more extensive and expensive treatments down the road. Whether you need a filling, crown, or root canal, now is the perfect time to get it done.
- Plan Ahead for Next Year: As you near the end of the year, take some time to review your dental insurance plan and understand what is covered and what isn’t. This will help you plan ahead for any upcoming treatments or procedures that you may need in the new year.
By being proactive about your oral health and utilizing your insurance benefits wisely, you can save yourself money and avoid unnecessary stress in the future.
- Consider Flexible Spending Accounts (FSAs) or Health Spending Accounts (HSAs): If you have an FSA or HSA through your employer, consider using these funds towards any out-of-pocket expenses related to dental care.
These accounts allow you to set aside pre-tax dollars for medical expenses, including dental treatments not covered by insurance. By utilizing these accounts before they expire at the end of the year, you can further maximize your savings on dental care.
- Don’t Wait Until It’s Too Late: The most important thing to remember when it comes to maximizing your dental insurance benefits is not waiting until it’s too late. Once December 31st rolls around (or your allocated end of year), any unused benefits will be lost forever – so don’t let them go to waste!
- Learn more: Click the following link to see how benefits work: https://www.cda-adc.ca/en/oral_health/talk/understanding_dental_benefits/index.asp
Schedule an appointment with Pacifica Dental today to make sure you’re making the most of your coverage before it’s too late. Click the link to contact us: https://pacificadental.ca/contact.
Or call (236) 349-4165
Conclusion:
Don’t let your dental insurance benefits go unused – take advantage of them while you still can! By following these tips and being proactive about your oral health, you can ensure that you’re getting the most out of your coverage and saving yourself money in the long run.
Contact Pacifica Dental today to schedule an appointment and make sure you’re maximizing your dental insurance benefits before they expire at the end of the year. Your smile will thank you!
